Band 8 IELTS Letter About Asking For A Loan

As an international student in Sweden, you have an account with a local bank. The monthly bank transfer you receive from your parents has been delayed this month due to an error at your parents’ bank.

  • introduce yourself and ask for a loan
  • say why you need the money
  • tell how you intend to pay back the money

Here is a band 8 IELTS letter on this topic written by one of our students. Need help with IELTS writing? Get your IELTS essays, letters and reports corrected by me.

Band 8 IELTS essay sample

Dear Sir or Madam,

My name is XYZ, and I am majoring in business administration from Sweden University as an international student. I am writing to ask for a loan from your bank.

I normally receive a certain amount of money every month from my parents for my monthly expense. However, this month my parents made a mistake while filling out the information on the application form for transferring money and additionally when they paid a visit to the bank, it was close to it closure time. It was too late for them to try it again. Even if they succeeded at it, it was Friday and it would take some time for the local bank and your side to process the transaction. However, I have to pay the rent and all the utilities now. That is why I am asking you to get my request for the loan approved.

I expect transfer from my parents to arrive within a week and then I can pay the loan back to your bank. For your information, you can check my account history to see how regularly I used to receive money from my family.

I hope you will consider my situation favorably and approve my request for the loan promptly.

I look forward to hearing from you soon.

Yours faithfully,


Manjusha Nambiar

Hi, I'm Manjusha. This is my blog where I give IELTS preparation tips.

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